Cheap Car Insurance

Can you get Cheap Car Insurance Online?

Compared to going through your telehone directory - you bet!. There a few simple steps you can take in your quest to getting cheap car insurance. For learner drivers, young drivers and newly qualified motorists the savings can be very good. The key to lower insurance premiums is building up no claims bonuses and staying clear of any claims or accidents.

Unfortunately, the all important age is 25 before premiums start to reduce by reasonable amounts. There's no such thing a scheap car insurance under 25. Until that time there are a few tried and tested routes to take to achieve three main aims -

1. Save time searching for quotes

2. Reach hundreds of insurers

3. Get cheap car insurance. (Perhaps not cheap but the lowest available).

Although it is tempting to remain on a parent's insurance, it is important to step onto the bottom rung of the insurance ladder and take out one's own cover. Cheap car insurance for a teenager will depend upon the student's driving record and the insurance group of the car he or she drives. There are specialist insurers who will provide a much more competitive quote than some of the more well known names.

Most insurers tend to focus on a particular niche within the total insurance market. Using a price comparison site is the quickest route to cheap car insurance. There are specialist insurers for all areas including young drivers, drivers with maximum no claims, over 50's car insurance, prestige car insurance - this list goes on.

To get the cheapest rates in the least amount of time, we recommend the following brokers who search hundreds of companies so you don't have to.

It's not all bad news just for learner drivers, young drivers and newly qualified drivers though. There are higher risk areas of motor insurance for insurers as highlighted here in a recent article -

Costly car insurance for speeders
Published on 11/09/2006 By Pam Cyclone

New Research by car insurance company Admiral has found that drivers with fast cars are 69 per cent more likely to have speeding convictions.

The cover provider assessed data from more than one million motorists, finding that those with engines bigger than 2,500 cc are more likely to be charged with speeding than those with engines under 1,000 cc.

The research also discovered that the brand and model of car with the worst record for speeding is the Volvo XC90, with 44 per cent of its drivers being caught speeding.

Second place goes to BMW, whose X3, X5, 330 and Z4 all feature in the top ten. Sharon Clarke, Admiral's managing director, said: "It's clear from our research that many people who drive cars with powerful engines like to drive them fast. Most of the cars in the top ten cars for speeding are big, powerful and expensive."

According to the Department for Transport, speeding contributes to 40,000 injuries and 1,000 deaths on Britain's roads every year, with more than two-thirds of fatal or serious accidents taking place on roads with a 40 miles-per-hour or less speed limit. Ms Clarke added: "We would remind all motorists though that speeding not only costs lives, it can prove costly on your car insurance too."

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