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Car Insurance FAQ's
When you are looking to renew your car insurance there are number of key items to watch out for, to keep your costs down.
Your cover depends on a number of significant criteria that all insurers apply to your quotation. You can reduce your costs substantially by being aware of what the most important points are to drive down those dreaded renewal premiums.
You cannot change some of the points that insurers apply in calculating your premium, but in other areas you can.
Important factors to your car insurance:
- Age
- Past experience
- Where you live
- Your cars age and engine size
- Claims history
- No claims bonus accrued
- Your job
- Where the car is kept overnight
- Whether the car is alarmed
Keeping clear of accidents, and then claims on your policy, is by far the best way to reduce your premiums year on year. You will build up an additional 10% reduction annually if you remain claim free.
Easy ways to reduce your premiums:
Driver fewer miles each year, keep your car garaged overnight, put a Thatcham alarm on your vehicle, only take the level of cover you need, have a larger excess on your policy, drive a smaller engine car.
There are plenty more. The most important point though is to shop around for your car insurance quote.
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