Car Insurance Rate

Avoid these mistakes and get a Great Car Insurance Rate

When taking out a car insurance policy, there are some mistakes that are made frequently and cost people money. If you are looking for a cheap car insurance rate then you should avoid these common mistakes, if you want to save yourself money and get the right cover.

Not updating policies - It is important to keep your car insurance policy up to date to make sure that you have the right cover. Is it adequate and will it pay out enough to make up for your potential loss?

Letting your Car Insurance lapse - If you have various bank accounts it can be easy to let your insurance policy lapse when changing or moving accounts. Try and keep track of renewal notices because any lapse could mean that you are not covered. This could lead to you not being covered and driving illegally.

Not shopping around for quotes - There really is no excuse for not getting your hands on the most competitive car insurance rate. Our car insurance quote page lists the best brokers and specialist insurers so make sure you use it to save yourself money. A lot of people still take the first quote they are given - don't do it!

Have you got adequate cover - Another common mistake is not getting the right cover. Why bother with expensive Fully Comprehensive Cover if the car you are considering buying is worth £500. A Fully Comp. policy will cost way in excess of what the car is worth for a learner driver or newly qualified driver. The other side of the coin would be having a more expensive car, possibly a new one worth £7500, here you would need the maximum cover available.

Not being truthful with the application - It may be tempting to say you have a garage for your car and there are no modifications to it, or you have more experience when you haven't. Even a small 'white lie' can land you in hot water and it really just isn't worth it. It doesn't take that long to start building up a good record with the car insurance companies, it saves you money in the long run.

Not being clear about your car insurance cover - If you are unsure about anything to do with your level of cover, do not commit to the policy immediately. Make sure you check over anything online and send the company an email, or phone them if necessary for clarification. Email is best because you have their response in writing.

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