News from The UK
Car insurance deal from Churchill
Churchill Car Insurance is now offering a new optional extra as part of an enhanced deal for their existing customers. It is considered to be a significant benefit if your vehicle is involved in an accident and is put out of action and off the road.
They are offering the option, starting at £25.20, of a replacement courtesy car should your vehicle be involved in an accident. The key difference with the replacement vehicle, is that it is intended to be on a like for like basis. It might not be the exact model as yours but it is intended to be broadly similar.
This type of addition to a car insurance policy is likely to be of more benefit to family car drivers. It is a considerable drawback to be offered a courtesy car in the shape of a super-mini, when you normally drive the kids around in a 7 seater MPV. This is where the add-on option would be of greater value.
Frances Browning, spokesperson for Churchill Car Insurance, said: "Having to go through the experience of a car accident and subsequently needing to drive a replacement car is traumatic and disrupting enough - especially for motorists, such as parents or salesmen, who rely on their car to survive their daily routines. She added: "We are giving our customers the option that if they must have a car that matches their lifestyle, then we are able to provide it causing the minimum disruption to them as possible."
Churchill customers who take up this option will also be offered £50 a day travel costs, up to a maximum of £500. If they are not able to drive, and are injured, it can continue for up to twenty eight 28 days following an accident.
Car insurance savings on Taxi runs for working mums
Taxi firms have seen a 15% increase in the number of parents using the taxi as part of the school run. Insurance broker Swinton has produced the survey showing that working mums are protecting their car insurance and saving time by sending their children to school by taxi.
This has in part has been put down to the fact that in many families both parents are working. The study of 10K taxi drivers involved in the survey, also put the increased taxi use down to a greater volume of traffic on the roads in general and higher road tax on 4x4 vehicles.
An all female taxi service, Pink Ladies, provides taxis driven by women and benefits and as a result they get lower car insurance premiums.
Managing director Andrea Winders said, "Working parents are finding that braving the school run rush hour and then having to get to work too much to bear. We now have a waiting list for any vacancies that may arise."
Neil Acklinclose, of Swinton Taxis said that their
company had experienced an increase in questions from drivers about how
much car insurance they needed. Would they be they be expected to escort
child passengers onto school property and could they be liable if something
unforeseen were to happen . "The spiraling 'blame and claim' culture makes
it imperative that both taxi drivers and their young passengers are completely
protected," he said.
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