Car Insurance for Learner Drivers

Reducing costs for learners, under 21's, students or any young drivers needn't be that difficult. You need to use specialist insurers and selected price comparison sites for getting cheaper rates saving up to £500+ in just 1 hour - Why not start now?

How to Get Cheaper Cover for Learners, Newly Qualifieds and Younger Drivers

Getting the cheapest cover for higher risk drivers can be difficult if you don't select the right companies to quote. Follow our simple steps and you can reduce your premiums with just an hour online.

Set aside about an hour to do some form filling for at least three to five online quotes. Why? We have tested quotes from lots of firms that can access specialist insurers for insurance for leaners in particular. When we compared the highest to the lowest quotes, it has frequently resulted in huge savings of £500 - even as high as £800 on some occasions.

So where do you start? First of all, ensure you only request quotes from insurance companies that specialise in cover for motorists that are generally deemed as a higher risk on the roads.

Next, get at least three car insurance quotes online, either from our list to save you time, or from another source that is specialised.

A big concern for insurers is that learner drivers and young drivers often go for older cars that have larger engines. That won't help your premiums if you go for a big thirsty car, although many learner drivers do because they are cheap to buy initially.

If you can, buy a small engine car with a low car insurance group. A car with a 1.0 litre engine and an insurance group of 1 or 2 would be ideal. Some good examples of lower insurance rated cars are the Toyota Aygo, Fiat Punto, Renault Clio, Ford Ka, Vauxhall Corsa - or any similar vehicle. You will be rewarded with much lower premiums for the above type cars.

If you do end up getting a car with a larger engine, try not to modify it. It isn't wise to make drastic enhancements to older cars as they could become unstable on the road. It could make your car potentially dangerous depending on the changes. Do not fit non standard alloy wheels, 'chip' the engine or add spoilers. Your car insurance quote will reflect any significant changes and may cost you more than the modification.

The statistics are really stacked against getting car insurance for learner drivers at a fair price. Here's the main reason why -

Insurers potentially take a far greater risk on policies for learner drivers. There are, however, a number of 'car insurance for learner driver' specialists, if you know where to look. These car insurance comparison sites will include quotes from niche suppliers, who specialise in covering statistically higher risk individuals.

Who are they and how much can they save you? You can find some of the cheapest sites on our quotes page. By contacting comparison sites and brokers, your search can save you hundreds of £'s - YES HUNDREDS!

Women drivers used to pay similar premiums to men. However recent trends, over the last few of years, has meant lower premiums for the fairer sex. Women seeking car insurance cover while still holding a provisional license though, can still expect a hefty quote.

In the last 12 months, the average car insurance rate paid by female motorists, has gone down by more than 8%. This is according to figures published by one of the main price comparison sites.

Men have also seen their premiums go down as well. Over the last year the reductions have reached almost 2%. As a female learner driver you should still be able to strike a better deal than the a male applying for the same type of cover.

The average yearly car insurance rate for a woman driver is now around £650. That is down from approximately £710 on the previous year. So how did men drivers fair over the same time frame, their average rate went down from over £970 to around £950. The lowering of rates has been down to people searching for a better deal online - and using sites like ours!

We have scoured the Web for some of the best learner driver car insurance deals.

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